Run your dealer book from one system
For specialty lenders funding stocking, used stock and demonstrator facilities. Give every team the same live record, from application to review.
Built for every team that touches a facility
Credit analysts
Spread financials, attach reports and write recommendations in one file, with the last review one click away.
Credit managers and committee
Decide on a complete file. Mandates route each limit to the right approver, and every sign-off is recorded.
Risk and portfolio
Watch exposure, utilisation and overdue reviews across the whole book, without waiting for a monthly pack.
Operations
Chase documents, issue facility letters and process limit changes from a queue, not an inbox.
Relationship managers
See every dealer you look after, what they have asked for and what is due next.
Compliance and audit
Pull the full history of any decision, including who saw what and when.
From spreadsheets and inboxes to one record
| Task | Spreadsheets and email | Sterlingrid |
|---|---|---|
| Where limits live | A master spreadsheet, updated by hand and copied for reporting | One live grid of every facility, updated by the decision itself |
| Collecting documents | Attachments spread across personal inboxes | A checklist per dealer, uploaded through the portal |
| Recording approvals | Email chains and signed PDFs | A mandate-based route with timestamped sign-offs |
| Dealers checking headroom | A phone call to their relationship manager | Their own portal view of limits, drawn balance and headroom |
| Annual reviews | Calendar reminders, if someone set one | Review dates from the facility terms, with reminders and escalation |
| Audit requests | Days of searching folders and inboxes | A complete decision history, exported in minutes |
Bring your live book across in stages
We import your current facilities, reconcile them against your records and switch teams over one at a time, so lending never pauses.
- Import from what you have. Spreadsheets or an export from your current system.
- Reconcile before go-live. You sign off a sample against your own figures.
- Invite dealers in batches. Your relationship managers choose the order.
Put your book on the grid
See Sterlingrid with examples shaped around your facilities, your approval mandates and your dealers.
- A 30-minute walkthrough with someone who knows dealer lending
- Your credit process mapped against the platform
- A rollout plan for your live book
- No commitment after the call